Tips for Choosing the Top Credit Cards for Your Needs

Navigating the credit card perks options can be daunting with so many alternatives available, each offering different miles, cashback, and bonuses. Our system simplifies the process to assist you in beginning in less than 5 minutes, with continuous monitoring so that you are always kept updated if there are better cards available for you.



**Analysing Your Spending Habits**

The first step is to analyze your monthly expenses across different categories such as:
How to Get Your Credit Card Annual Fee Waived: A Step-by-Step Guide

- Digital payments
- Contactless
- Restaurant spending
- Overseas spending
- General Spend

This information helps us identify your spending patterns and identify the most suitable group of credit cards based on your spend.

===

**Tailored Credit Card Recommendations**

Next, our AI-driven platform compares your spending patterns with our collection of credit cards to evaluate the potential rewards you could earn from various credit cards, considering factors like reward rates, caps, and exclusions.

We maintain an updated database of credit card offers from all key financial players in Singapore, including miles and cashback cards as well as Enrollment Offers.

We also suggest options for further optimization such as only looking at cards from specific banks or no-fee options for the first year.

===
What It’s Like to Fly copyright Business Class: A Review for Singaporean Travelers

**Continuous Monitoring and Recommendations**

Since card benefits can change over time, our platform keeps track of its recommendations based on your expenses and informs you of changes needed in your card portfolio to boost your rewards collection. This dynamic approach ensures you always have the ideal set of cards to gain the most advantages.

===